- Home
- Our Hospital
- Our Services
- Web Store
- Pet Health Info
- Detailed Pet Information
- Accidental Poisonings
- Anal Sacs
- Arthritis
- Bandage Care
- Bathing Your Pet
- Christmas Hazards
- Cost Of Veterinary Services
- Ear Cleaning
- Ear Mites
- Encourage Your Cats To Drink Water
- Feeding Stray Cats
- Fleas
- H1N1 and Your Pets
- Heartworm Disease
- House Training Puppies
- How To Buy A Dog
- Leptospirosis
- Microchips
- Nail Clipping
- Parasites
- Pet Insurance
- Reluctance To Eat In Aging Dog
- Soft Claws
- Weight Loss In Cats
- Wellness Blood Testing
- West Nile Virus
- When To Call The Vet
- Winter - Is Your Pet Ready?
- Dr. Mulder Talks Pet Care
- Newsletter
- Comparative Checklist
- Faith Page
- Contact Us
Follow Us
Pet Insurance
For the unforeseen, I recommend that you get health insurance for your pet. Diagnostic tests and emergency treatments are comparable to what is available for human healthcare and they can be expensive! You can get coverage for emergencies only or a plan that even covers preventive procedures like vaccines and teeth cleaning. The cost of such protection is reasonable considering it avoids having to make medical decisions because of cost factors. From add-ons to home insurance, automobile clubs and banks to dedicated pet insurance companies such as Trupanion (www.trupanion.ca) there are a number of options. Here are two websites that help you be aware of diseases your puppy or kitten may be at risk for, fore-warned is fore-armed:
Pet Health Insurance Data (Trupanion) on Disease Risk Factors
PEI Vet College: List of Genetic Disorders by Dog Breed
Here is a list of questions your should ask the insurance provider:
* What is the difference between your products?
* What is the deductible on each plan?
* Can I increase the deductible and pay a smaller monthly premium?
* Do the premiums change over time?
* Do you offer any discounts?
* Is there a maximum payout per claim, year, household, policy?
* How do I make a claim?
* Are automobile or household accidents covered by this plan?
* What kind of medical treatments are covered by this plan?
* What things are not covered by this plan?
* Is there a waiting period before I can make a first claim?
* How does co-insurance work?
Alternatively, consider a savings account for your pet. If you make monthly deposits (comparable to insurance premiums) the amount can grow throughout the life of the pet. As long as you resist the temptation to dip into it, this emergency fund will be there in your pet's time of need. If disaster strikes before your safety net is in place, there are financial companies (www.petcard.ca) who offer payment plans. As long as you have a good credit rating or a cosigner you should be able to get the funds you need, even in an emergency.
We strive to be a trusted advisor to help you with the many healthcare decisions for your new pet. At Fairview Drive Pet Hospital, we all look forward to helping new puppy and kitten owners as they begin life with their new arrival!
The best way to prepare for healthcare costs is prevention. Preventive medicine really works! Well trained dogs usually don't get hit by cars; thin dogs usually have less arthritis; vaccines really do prevent diseases; blood, urine and fecal screening tests provide early warnings that help to diagnose problems before any visible signs of illness. Quality petfood and supplements can also prevent diseases. Be sure to budget for the cost of prevention. Kittens and puppies need a series of vaccinations and should be spayed or neutered at a young age - this investment can pay huge dividends in long term health. The cost is small compared to treating your pet for a disease. Even if all prevention fails, your pet will be in the best possible health to fight off the unforeseen.
Contact Us